Dakota State University
BUS 315 Credit and Collection
Spring 2002

Class Notes
Chapter
3

All notes are in Word or Excel format.

Transparency
Number

Title
1 Retail Credit
2 Retail 30-Day Charge Accounts
3 Retail Installment Credit
4-7, 11 Principles of Retail Installment Credit
8 Calculating Finance Charge Rebates: Rule of 78s, Box 3-2
9 Loan Amortization Table, Exhibit 3-2
10 Rule of 78
12 Benefits and Pitfalls of Installment Credit
13, 15, 16, 18 Retail Revolving Credit
14 An Option-Terms Revolving Credit Plan, Exhibit 3-4
Calculating Finance Charges Using the Three Methods, Box 3-3
17 Credit Cards, Exhibit 3-5
19 Service Credit

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