Dakota State University
BUS 315 Credit and Collection
Spring 2002
Class Notes
Chapter 3
All notes are in Word or Excel format.
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Title
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| 1 | Retail Credit |
| 2 | Retail 30-Day Charge Accounts |
| 3 | Retail Installment Credit |
| 4-7, 11 | Principles of Retail Installment Credit |
| 8 | Calculating Finance Charge Rebates: Rule of 78s, Box 3-2 |
| 9 | Loan Amortization Table, Exhibit 3-2 |
| 10 | Rule of 78 |
| 12 | Benefits and Pitfalls of Installment Credit |
| 13, 15, 16, 18 | Retail Revolving Credit |
| 14 | An Option-Terms Revolving Credit Plan, Exhibit 3-4 Calculating Finance Charges Using the Three Methods, Box 3-3 |
| 17 | Credit Cards, Exhibit 3-5 |
| 19 | Service Credit |